Federal Benefits That Can Be Combined With SSDI

• Medicare – After 24 months on SSDI, you automatically qualify for Medicare, which helps cover health care costs.
• Supplemental Security Income (SSI) – If your SSDI payment is low and you meet income limits, you may qualify for SSI in addition to SSDI.
• Veterans Disability Benefits – SSDI and VA disability benefits can be received together without reducing one another.

Michigan State Programs That Work With SSDI

Michigan offers state-level support that may be combined with SSDI:

• Medicaid – Some SSDI recipients also qualify for Medicaid if their income is limited.
• State Emergency Relief (SER) – Helps with utilities, rent, or other emergency needs.
• Food Assistance Program (FAP/SNAP) – Provides help with groceries for low-income households.
• Housing Support – Certain rental assistance programs may be available for SSDI recipients.

Benefits That May Reduce SSDI

Some programs can affect the amount of SSDI you receive:

• Workers’ Compensation – Payments can reduce your SSDI if the combined total exceeds 80% of your average earnings before disability.
• Public Disability Benefits – Certain state or local disability payments may lower your SSDI.

Key Takeaway

SSDI can often be combined with federal, state, and local programs in Michigan, but the rules vary. Understanding which benefits overlap and which may reduce your SSDI is crucial to maximizing your financial support.