Who Is Eligible for SSDI in Michigan

Before applying, it’s important to confirm that you meet the SSA’s eligibility requirements for SSDI. To qualify, you must:

• Have a severe medical condition that prevents you from performing substantial work.
• Expect your disability to last at least 12 months or result in death.
• Have earned enough work credits through past employment covered by Social Security.
• Be under full retirement age at the time of applying.

In Michigan, many applicants are denied initially because they don’t include complete medical records or misunderstand how “work credits” are calculated. Taking time to review the SSA’s guidelines before submitting your application can prevent unnecessary delays.

Steps to Apply for SSDI Online in Michigan

The SSA’s website allows you to apply for SSDI online at any time — from the comfort of your home. Here’s a clear, step-by-step guide to help you through the process:

Step 1: Gather Your Information

Before you begin, collect the key details you’ll need, including:

• Your Social Security number and birth certificate.
• Names, addresses, and contact information for your doctors, hospitals, and clinics.
• A list of medications and treatments you’ve received.
• Employment history for the past 15 years, including job titles and dates.
• Recent W-2 forms or self-employment tax returns.

Having these documents ready will make the online process smoother and prevent interruptions while filling out your application.

Step 2: Visit the SSA Website

Go to the official Social Security Administration website at www.ssa.gov/disability. Click on “Apply for Disability Benefits” to start your application.

You’ll need to create or log in to your my Social Security account. This secure online portal lets you save your progress, upload documents, and track your claim status once submitted.

Step 3: Complete the SSDI Application

The online application will ask detailed questions about your health, work history, and daily activities. Be honest and thorough — incomplete or inconsistent answers can lead to delays or denials.

Focus on describing how your condition limits your ability to work. Avoid vague statements; instead, provide specific examples such as “I cannot lift more than 10 pounds” or “I experience severe pain after standing for more than 15 minutes.”

Step 4: Submit Medical and Work Documentation

Upload or provide access to your medical evidence. This includes hospital records, lab reports, doctor notes, and statements from healthcare providers. The SSA will use these to confirm the severity of your disability.

If you’ve been treated at multiple facilities, make sure to include all of them — especially if you received care through Michigan Medicine, Beaumont Health, Henry Ford Health, or other major hospital systems in the state.

Step 5: Review and Submit

Carefully review your entire application before submitting. Once you send it, you’ll receive a confirmation number that allows you to check your claim status online.

What Happens After You Apply

After submitting your SSDI application, your claim is sent to Disability Determination Services (DDS) in Michigan, which reviews medical evidence and decides whether you meet the SSA’s disability standards.

This process typically takes three to six months, depending on case complexity. During this time, the SSA may request additional information or schedule a consultative medical exam. You can check your status anytime through your my Social Security account.

If your initial claim is denied, don’t give up — most applicants are denied the first time. You can request reconsideration or appeal the decision, and having a disability lawyer at this stage can make a major difference.

Tips for a Successful Online Application

• Be detailed and consistent. The more precise your medical and work information, the better.
• Respond quickly to SSA requests for additional evidence or forms.
• Keep copies of all documents and submissions.
• Consider legal help early in the process — an experienced SSDI lawyer in Michigan can ensure your application is complete and accurate.

Remember: small mistakes in your initial application can delay your claim or lead to unnecessary denials.